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Best Credit Cards with Cashback in USA

By Admin | December 10, 2025

Finding the right credit card in 2025 can help you earn cashback, rewards, and other perks. With so many options in the USA, it’s important to compare features and benefits. Here’s a guide to the best credit cards offering cashback this year.

1. Chase Freedom Unlimited

Chase Freedom Unlimited offers 1.5% unlimited cashback on every purchase. It has no annual fee and provides bonus categories for extra rewards. Perfect for everyday spending and maximizing cashback.

2. Citi Double Cash Card

The Citi Double Cash Card rewards 2% cashback on all purchases — 1% when you buy and 1% when you pay your bill. Simple, straightforward, and ideal for users who want consistent cashback without complicated categories.

3. Discover it Cash Back

Discover it Cash Back offers 5% cashback on rotating categories each quarter, such as groceries or gas, up to a quarterly maximum. All other purchases earn 1% cashback. A great choice for flexible spending and bonus rewards.

4. American Express Blue Cash Preferred

American Express Blue Cash Preferred gives high cashback rates on groceries, streaming, and transit. Ideal for families and regular spenders who want maximum returns on specific categories.

Conclusion

Choosing the best credit card depends on your spending habits. Chase Freedom Unlimited is great for simple unlimited cashback, Citi Double Cash offers consistent rewards, Discover it Cash Back is perfect for rotating bonus categories, and American Express Blue Cash Preferred excels in specific high-spend areas. Pick the card that maximizes your rewards and fits your lifestyle.

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